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SIMPLE AND PRACTICAL
SIMPLE AND PRACTICAL
Financial freedom without giving up home
Financial freedom without giving up home
Looking for financial independence?
Want to keep living in your home?
Partial Sale makes it possible.
Looking for financial independence?
Want to keep living in your home?
Partial Sale makes it possible.
Looking for financial independence?
Want to keep living in your home?
Partial Sale makes it possible.
Looking for financial independence?
Want to keep living in your home?
Partial Sale makes it possible.
After the partial sale, you remain an owner and can continue living in the property.
The usufruct right, registered with the Land Registry Office, guarantees your full right to occupy and use the property.
Sell up to 49% of your home and convert part of your real estate wealth into available capital to fund your life projects.
While retaining the benefit of future appreciation of the portion of the property you continue to own.
SAFE AND STABLE
SAFE AND STABLE
PROTECTED FUTURE
PROTECTED FUTURE
Freedom & liquidity
Freedom & liquidity
Keep living at home
Keep living at home
Sell or Repurchase
Sell or Repurchase
You may repurchase the property at any time or sell the portion that you still own.
Buy4Rent handles the entire process.
In addition, your heirs have a right of first refusal on the portion that has been sold.
You may repurchase the property at any time or sell the portion that you still own.
Buy4Rent handles the entire process.
In addition, your heirs have a right of first refusal on the portion that has been sold.
Sell up to 49% of your home and convert part of your real estate wealth into available capital to fund your life projects.
While retaining the benefit of future appreciation of the portion of the property you continue to own.
After the partial sale, you remain an owner and can continue living in the property.
The usufruct right, registered with the Land Registry Office, guarantees your full right to occupy and use the property.
P A R T I A L S A L E
P A R T I A L S A L E
IMMEDIATE LIQUIDITY. NO CREDIT REQUIRED. KEEP YOUR PROPERTY.
IMMEDIATE LIQUIDITY. NO CREDIT REQUIRED. KEEP YOUR PROPERTY.
Immediate cash. No credit required.
Immediate cash. No credit required.
Legal Security
Legal Security
Future Appreciation
Future Appreciation
Future Appreciation
Future Appreciation
The partial sale is an accessible solution for most property owners.
It is designed especially for individuals aged 45 and over who wish to continue living in their home while maintaining financial independence.
Without moving, you can unlock capital to pursue personal projects, strengthen retirement, or improve your financial comfort.
The partial sale is an accessible solution for most property owners.
It is designed especially for individuals aged 45 and over who wish to continue living in their home while maintaining financial independence.
Without moving, you can unlock capital to pursue personal projects, strengthen retirement, or improve your financial comfort.
You remain a co-owner of the property and benefit from the future appreciation of the portion you retain.
You remain a co-owner of the property and benefit from the future appreciation of the portion you retain.
Flexibility
Flexibility
All rights are formally documented and registered, ensuring transparency, legal protection, and clear terms.
All rights are formally documented and registered, ensuring transparency, legal protection, and clear terms.
Sell only part of your property and retain the right to continue living in it.
Sell only part of your property and retain the right to continue living in it.
You may repurchase the sold portion or allow your heirs to exercise a right of first refusal in the future.
You may repurchase the sold portion or allow your heirs to exercise a right of first refusal in the future.
The partial sale emerges as a modern alternative to traditional solutions such as:
- lifetime annuity
- reverse mortgage
- real estate financing
The partial sale emerges as a modern alternative to traditional solutions such as:
- lifetime annuity
- reverse mortgage
- real estate financing
A smart alternative
A smart alternative
Imagine a homeowner who owns a property that we have valued at:
Imagine a homeowner who owns a property that we have valued at:
450.000€
450.000€
The homeowner decides to sell
while retaining full right of use of the property.
The homeowner decides to sell
while retaining full right of use of the property.
25%
25%
112.500€
112.500€
112.500€
112.500€
received by the homeowner.
The amount represents immediate liquidity, without having to sell the entire property or leave the home.
received by the homeowner.
The amount represents immediate liquidity, without having to sell the entire property or leave the home.
received by the homeowner.
The amount represents immediate liquidity, without having to sell the entire property or leave the home.
received by the homeowner.
The amount represents immediate liquidity, without having to sell the entire property or leave the home.
Sign up and learn about the opportunities we have for you!
After the partial sale, the property is held as follows:
Sign up and learn about the opportunities we have for you!
After the partial sale, the property is held as follows:
co-ownership
co-ownership
co-ownership
co-ownership
while the homeowner retains full use of the property in exchange for an agreed monthly compensation.
while the homeowner retains full use of the property in exchange for an agreed monthly compensation.
In this example, based on current market practices, the monthly compensation will be between:
In this example, based on current market practices, the monthly compensation will be between:
475€-570€
475€-570€
475€-570€
475€-570€
The monthly compensation is not a fixed or pre-determined amount.
The monthly compensation is not a fixed or pre-determined amount.
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
It depends on various factors:
- market conditions
- property location
- investor profile
- investment term
- percentage sold
- negotiation between parties
Partial sale in 7 steps
Partial sale in 7 steps
TIMELINE
TIMELINE
1. Request for Simulation
1. Request for Simulation
2. Property Valuation
2. Property Valuation
3. Structure Definition
3. Structure Definition
4. Investor Entry
4. Investor Entry
The homeowner gets in touch and provides the property details and the desired amount.
The homeowner provides the property details and desired amount.
The homeowner gets in touch and provides the property details and the desired amount.
The homeowner gets in touch and provides the property details and the desired amount.
The homeowner provides the property details and desired amount.
The homeowner gets in touch and provides the property details and the desired amount.
An independent appraiser determines the market value of the property.
An independent appraiser determines the market value of the property.
- Percentage to be sold
- Amount to be received
- Usufruct terms
- Percentage to be sold
- Amount to be received
- Usufruct terms
The investor acquires a share of the property, secured by contract and registered with the Land Registry.
The investor acquires a share of the property, secured by contract and registered with the Land Registry.
5. Deed and Legal Registration
5. Deed and Legal Registration
The transaction is formalised before a notary.
The transaction is formalised before a notary.
6. Client receives the funds
6. Client receives the funds
The homeowner receives the agreed amount directly into their bank account.
The homeowner receives the agreed amount directly into their bank account.
7. Continued Residence
7. Continued Residence
The homeowner retains full use of the property.
The homeowner retains full use of the property.
Find out how much you can unlock from your property.
Find out how much you can unlock from your property.
CONTACT US!
CONTACT US!
1. Am I selling my home?
1. Am I selling my home?
No. You are only selling a percentage of the property. You remain a co-owner.
No. You are only selling a percentage of the property. You remain a co-owner.
2. Do I have to move out?
2. Do I have to move out?
No. You retain exclusive use of the property.
No. You retain exclusive use of the property.
3. Is this a credit or a loan?
3. Is this a credit or a loan?
No. There is no financing, interest, or debt. You convert part of your home’s value into available capital.
No. There is no financing, interest, or debt. You convert part of your home’s value into available capital.
4. Can the investor evict me?
4. Can the investor evict me?
9. What if I want to buy it back?
9. What if I want to buy it back?
9. What if I want to buy it back?
9. What if I want to buy it back?
No. Your right to remain and exclusively use the property is contractually protected.
No. Your right to remain and exclusively use the property is contractually protected.
Yes. There is a right of first refusal to repurchase the sold share, under the agreed terms.
Yes. There is a right of first refusal to repurchase the sold share, under the agreed terms.
6. What percentage can I sell?
6. What percentage can I sell?
7. Who pays the expenses?
7. Who pays the expenses?
8. What if the home’s value changes?
8. What if the home’s value changes?
8. What if the home’s value changes?
8. What if the home’s value changes?
5. Can I sell the house in the future?
5. Can I sell the house in the future?
You may sell up to 49% of your property, always retaining majority ownership (51%) in your name.
You may sell up to 49% of your property, always retaining majority ownership (51%) in your name.
The resident homeowner remains responsible for the property’s ongoing expenses, as usual.
The resident homeowner remains responsible for the property’s ongoing expenses, as usual.
Any appreciation or depreciation is shared according to ownership percentages.
Any appreciation or depreciation is shared according to ownership percentages.
Yes, the property can be fully sold at any time, with proceeds split according to ownership shares.
Yes, the property can be fully sold at any time, with proceeds split according to ownership shares.
